Time to Talk About Dental Insurance

September 28, 2018

2017 is almost over, and that means it’s time to talk about dental insurance. Most dental plans don’t let the benefits roll over into the next year if they go unused. If you haven’t yet taken advantage of all your benefits, then now is the time to do so!

Is Your Coverage Compatible?

At Rocky Mountain Smiles we are in network with Aetna, and Delta Premiere. If you are insured by either one of these dental insurances then our fees will be significantly lower than any other dentist. Even though we are in network with Aetna and Delta Premiere does not mean we do not work with any other insurance plan. We accept all other dental insurance plans and will go above and beyond to make sure you getting the most for you dollar. Rocky Mountain Smiles is always happy to run a courtesy benefit check for you, to ensure that you are fully educated on your dental cost for that beautiful smile. If you have any questions in regards to your insurance please call us today and we are more than happy to assist in any way that we can!

Commonly Covered Procedures

With dental insurance you can never be sure what exactly insurance will cover, as each plan is so different from each other. Typically with dental insurance your routine hygiene visit are typically covered at 100%, unless you have periodontal disease then there is typically an out of pocket expense as these cleanings are considered a dental procedure. Crowns and other restoration procedures are covered at a percentage based upon your insurance benefits and there is always an out of pocket expense associated with those procedures. Whenever you diagnosed with any dental treatment it is always smart to call your insurance company and verify your dental coverage. We can also run a courtesy dental treatment pre-authorization, this is where we send the dental treatment to be done to your insurance and they will verify if you have coverage for that particular procedure and how much you will be expected to pay. This process can take up to three weeks and you will get a letter from your insurance company with specifics for this procedure. Don’t be afraid to ask any questions, this is your money and you should be using it to keep your smile healthy.

What to Do Before the Year Ends

As we come to the end of the year and you still have dental insurance benefits it is beneficial to you to try and get your treatment done before the year closes. Typically with most dental insurances they will not roll over any unused benefits. If you have $1500 in dental benefit and you have not used any of it, you are throwing away all that money at the end of the year. No one wants to spend their holiday season in pain or in discomfort, call us today and we will get you smiling through the holiday season!

We Can’t Wait To See You!

We’re always looking out for our patients and want to make sure you’re taking the fullest advantage of your benefits! If you have any questions regarding dental insurance, stop by or call us today and we can help!

The greatest benefits are to your dental health!

The content on this blog is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of qualified health providers with questions you may have regarding medical conditions.

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